When it comes to building wealth, achieving a high rate of return is attractive. In general, savers and investors must assume a higher level of risk in order to achieve potentially higher returns.
But with moomoo’s current offer, you can earn up to 8.1% Annual Percentage Yield (APY) on your uninvested money. This show has been so popular that they are bringing it back for a third time this year!
That’s better than what you can earn from almost every savings account product out there today! In partnership with moomoo, let’s take a closer look at the offer details and see how you can benefit from this offer.
Open a moomoo account and get started>>
Earn up to 8.1% APY
moomoo offers up to 8.1%* APY to new users enrolled in their Cash Sweep program who deposit cash and leave it uninvested in their account. You must open your first moomoo account by March 12, 2026 to take advantage of this opportunity!
As of writing, the 8.1% APY promotion combines the 3.35% APY associated with a Cash Sweep account with a coupon at an APY boost rate of 4.75%. Once activated, The enhanced rate is only available for up to three months. So, if you sign up for this promotion, you can get up to three months of the enhanced price.
Although there is no minimum deposit, moomoo caps the maximum deposit amount at $20,000 to get the promotional rate. With this, you can earn up to 8.1% on $20,000. After you cross $20,000, you’ll revert to an APY of 3.35%, which is still a solid interest rate.
Open an account here >>
Are you eligible for the 8.1% APY offer?
Remember, this offer is only for new moomoo users. If you have never made a deposit via moomoo before, you may be eligible for this offer. Here’s what else you’ll need:
- You must open a brokerage account with moomoo.
- You must sign up for the Cash Sweep program.
- You must have a valid Social Security number.
- You must be a resident of the United States and at least 18 years old.
The Cash Sweep program allows you to earn interest on uninvested cash in your brokerage account. Because the funds have been transferred to an FDIC-insured institution, funds in the Cash Sweep program are insured up to $1,000,000 through partner banks.
Open moomoo cash sweep here >>
When do you get the money?
If you qualify for moomoo’s 8.1% APY promotion, you can expect interest to accrue daily. Although interest accrues daily, it will be paid to your account on a monthly basis.
How to access the chests
If you have money in moomoo Cash Sweep, you can access the funds at any time. You can choose to either withdraw or invest funds without restrictions.
Momo is a trading platform for investors looking to trade stocks, options, ETFs, and more. The full name of the company is Moomoo Financial Inc., which is a subsidiary of Futu Holdings Ltd. A distinctive feature of moomoo is that traders within the United States can easily access other trading markets. Additionally, the app gives you access to trading for a full 16 hours every day.
If you’re just starting out with trading, you can take hands-on paper trading training from Moomoo. When you sign up for real, you have a chance to get up to 60 free shares** to start your investment portfolio.
Bottom line
If you’re interested in working with moomoo, the current promotion makes this a good time to try it out. You can benefit from high-level APY while testing the platform.
Make sure you hurry, the promotional price won’t last. Open a moomoo account here and get started>>
