You can walk until the payment table, horn of your card, and walk away. Yes, it can be so simple! Do not pass, no waiting. This is the strength of the discount card without connection. Although it was first offered in the 1990s, when digital payments gained increasingly popular, cards that do not communicate as fast transactions have become.
Before you Submit an application for the discount card This is without contact, and you know how to work, and are they safe.
What is the discount card without contact?
The unmistakable discount card is a type of cards that allow you to make payments simply by clicking on it on a device compatible with POS points. It simplifies the payment process. There is no need to pass, enter or enter a pin for transactions of up to $ 5,000 (according to the current RBI instructions).
To contact the payment station, use these cards:
- RFID (Radio Frequency Determination) or
- NFC technology (communication near)
It can be identified with a small Wi-Fi code printed on the card.
How does the discount card work without contact?
The process is simple. The cards that do not communicate with the A safe EMV and RFID slice are included. When you close the card (it is usually within 4 cm) to a payment station that is not customized:
- The card transmits encrypted payment data via radio waves.
- The station reads the data and directs it to the source bank.
- The treatment is approved, usually in a few seconds.
For transactions:
- Up to $ 5,000: it is not necessary to have a pin.
- Top 5000 dollars: You will be asked to enter the personal identification number of safety.
It should be noted that if the merchant does not support unprecedented payments, you will not be stuck. You can still pass or enter the same card as usual.
The main features and the benefits of the discount card without contact
Below are some prominent features that make discount cards without communication increasingly common:
Speed and comfort
There is no need to calculate the money or wait for OTPS. It reduces the exit time by up to 30-40 %, so it is great for daily purchases, such as grocery stores, fuel, travel and dining.
Augmented security
Each treatment is encrypted and dynamic data is used. Thus, it is difficult to clone or misuse your details. Also, since the card is always with you, there is a little opportunity to abandon fraud.
Multiple layers of protection
Similar to EMV chip cards, cards that do not continue dynamic authentication are used. Card sources often set the limits of daily transactions and provide zero protection for responsibility in case of fraud (according to the bank’s policy).
Flexible payment limits
Most discount cards that do not communicate come with prior limits, such as
- For each treatment (we click to pay)
- Max Daily transactions without contact
- The maximum daily value (contact mode)
- Total shopping limit (online + incompatible)
- Automated ATM withdrawal
Are discount cards without a safe contact?
Yes, cards that do not communicate are very safe, because of:
- Distinguished symbol: every treatment generates a unique symbol.
- The value of the limited treatment without a pin: it prevents misuse if you lose the card.
Also, as an additional precaution, communication payments are covered daily to restrict misuse. However, it is wise to monitor your account and immediately report any suspicious activity.
Where can you use discount cards without contact?
Discount cards are accepted without contact:
- Various commercial sites throughout India
- Points stations in the world
- E -commerce sites (by entering CVV + OTP)
- ATMs to withdraw money
You can use it in supermarkets, metro stations, restaurants and other places where more companies are upgraded to the infrastructure that does not come together every day.
Who should use the discount card without connection?
Discount cards without perfect contact for:
- Shoppers in urban areas make small frequent purchases
- Daily passengers use transit or fuel stations
- Online shoppers who also need ease of payment in a non -connection mode
- Anyone who appreciates the fast -free transactions
It is especially useful in today’s world where speed, hygiene and comfort are top priorities.
Looking restrictions
Although the non -contact discount cards are modern and effective, some things deserve to be taken into account:
- The use of lost or stolen cards can be used for small value transactions if they are not reported immediately.
- All merchants (especially in semi -urban or rural areas) may not have POS devices that support click.
- The limits of transactions may not be suitable for high -value purchases.
summary
Discount cards combine without connection between speed and comfort. They simplify the payment process and keep your data safe. Therefore, when you start applying for a discount card, choose one of reliable financial institutions. Take a smart choice today and save time in every future purchase!
