- Get a $300 cash bonus with your Key Smart Checking® account
- Must open an online account by May 22, 2026 and complete qualifying activities
- Key Smart Checking® is a free, interest-bearing account with no minimum balance requirement
KeyBank offers a promotional bonus to customers who open a new Key Smart Checking® account and meet qualifying activity requirements.
This bonus offer is open until May 22, 2026, and is open to new KeyBank customers. To qualify, you must make a minimum opening deposit of $10, plus a total of $2,000 or more in qualifying direct deposits within the first 90 days of account opening.
In addition to the bonus offer, Key Smart Checking® currently offers one of the best checking accounts with no minimum balance requirements, automatic overdraft protection from a linked KeyBank savings account, paper checks, and more!
Open a Key Smart Checking® account here >>
About Key Bank
KeyBank was founded 200 years ago in Albany, New York, but today, the financial institution is headquartered in Cleveland, Ohio. As one of the 20 largest banks in the United States, it has assets worth more than $187 billion as of September 30, 2025.
KeyBank offers physical branches in 15 states. However, customers can manage their funds through KeyBank’s online banking platform or mobile app.
Deposits are FDIC insured, ensuring peace of mind for account holders.
Key Features of a Smart Checking® Account
Key Smart Checking® is a free, interest-free account with no minimum balance requirement and automatic overdraft protection from a linked KeyBank savings account, paper checks, and more!
It’s super easy to use on the go, and has access to over 40,000 KeyBank and Allpoint® ATMs nationwide. You must live in one of the following states to open an account: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA.
Open a Key Smart Checking® account here >>
Promotion
Currently, through May 22, 2026, you can earn a bonus of up to $300 when you open a new Key Smart Checking® account and complete qualifying activities.
To qualify, you must make a minimum opening deposit of $10, plus a total of $2,000 or more in qualifying direct deposits within the first 90 days of account opening.
Your $300 cash bonus will be deposited into your account within 60 days of meeting the requirements. Accounts must not be closed at the time of payment of the gift.
Final thoughts
Key Smart Checking® is one of the best checking account offers available, and this promotion sweetens the deal.
If you’re looking for an excuse to switch banks and find a better checking account, now is a good time to take advantage of this great promotion. Open a Key Smart Checking® account here >>
Don’t miss these other stories:
