Key points
- Get a bonus of up to $225: New clients must deposit between $25,000 to $49,999 within 30 days of account opening
- Get a bonus of up to $300: Deposit $50,000 or more within 30 days
- High-yield savings rates: CIT Bank offers competitive interest rates of up to 3.85% Annual Percentage Yield (APY)*.
CIT Bank offers a promotional bonus to customers who open a Platinum Savings Account and meet specified deposit requirements.
This bonus offer is open from September 23, 2025 until December 21, 2025, and is open to new and existing CIT Bank customers who meet the criteria for the Platinum Savings Offer and use promo code PS2025. The promotion may end at any time.
In addition to the rewards offer, CIT Bank currently offers one of the highest interest rates for high-yield savings accounts.
Open a CIT Platinum Savings Account here >>
About CIT Bank
CIT Bank operates as an independent subsidiary of First Citizens Bank. It is an online bank that operates in all 50 states and offers competitive checking, savings, and CD products.
We’ve followed CIT Bank for a decade, and their accounts consistently rank #1 for savings and CDs.
Deposits are FDIC insured up to $250,000, ensuring peace of mind for account holders.
Features of the CIT Platinum Savings Account
The CIT Platinum Savings Account is a tiered savings account that rewards higher balances. The account has a minimum opening of $100.
Now you can earn up to 3.85% APY, with minimum balance requirements.
The classes are:
|
balance |
my dad |
|---|---|
|
$5000+ |
3.85% |
|
Less than $5000 |
0.25% |
Open a CIT Bank Platinum Savings Account here >>
Promotion
Currently, through December 21, 2025, you can earn a bonus of up to $300 when you open a new CIT Platinum Savings Account and complete qualifying activities.
For new customers:
- Transfer a one-time deposit of $25,000 – $49,999.99 to get a $225 bonus
- Transfer a one-time deposit of $50,000+ to get a bonus of $300
You must fund the account within 30 days. Funding can be deposited in a single deposit or increments. The account must be opened with a valid promo code during the promo period.
Final thoughts
The CIT Platinum Savings Account is one of the strongest savings account offers available, and this promotion makes the deal even better.
If you’re looking for an excuse to switch banks and earn more interest, now is the time to take advantage of this great promotion.
Open a CIT Platinum Savings Account here >>
The Platinum Savings Account is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the account balance at the end of the day. APYs – Annual Percentage Yield accurate as of September 23, 2025: 0.25% APY on balances ranging from $0.01 to $4,999.99; 3.85% APY on balances of $5,000.00 or more. Platinum Savings Account interest rates are variable and may change at any time without prior notice. The minimum to open a Platinum Savings Account is $100.
*Promotional Disclosures This limited offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to new and existing customers who meet the Platinum Savings Promotion criteria. The promotion begins on September 23, 2025, and may end at any time without notice. Customers will receive a bonus of $225 or $300 provided they meet the program requirements. Click here to see the details and terms of the promotion.
Editor: Colin Greaves
The post CIT Bank $300 Bonus for New Savings Accounts appeared first on The College Investor.
